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SRI SHIRDI’S MUTUAL FUND SERVICES - HIGHLIGHTS
- One stop shop for a range of Mutual fund products from top Mutual funds such as
HDFC, ICICI Prudential, Birla sun life, Franklin Templeton, Reliance , HSBC, Sundaram
BNP Paribas, Fidelity and many more
- Cost-effective, prompt and trustworthy service
- Facility to view your account information online 24 X 7, Updates every day.
- You can view your latest Holding statement
- You can view your latest transaction statement
- You can view value of all your mutual funds in one consolidated statement
- Easy and convenient application process
- Good Advice keeping your financial goals in mind
- Offline presence in various locations convenient to you for better service
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¤ CONCEPT
¤ ORGANISATION OF A MUTUAL FUND
¤ ADVANTAGES OF MUTUAL FUNDS
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CONCEPT |
A Mutual Fund is a trust that pools the savings of a number of investors who share
a common financial goal. The money thus collected is then invested in capital market
instruments such as shares, debentures and other securities. The income earned through
these investments and the capital appreciation realised are shared by its unit holders
in proportion to the number of units owned by them. Thus a Mutual Fund is the most
suitable investment for the common man as it offers an opportunity to invest in
a diversified, professionally managed basket of securities at a relatively low cost.
The flow chart below describes broadly the working of a mutual fund: |
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Organisation of a Mutal Fund |
There are many entities involved and the diagram below illustrates the organisational
set up of a mutual fund:
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ADVANTAGES OF INVESTING IN MUTUAL FUNDS
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Professional Money Management & Research
Mutual funds are managed by professional fund managers who regularly monitor market
trends and economic trends for taking investment decisions. They also have dedicated
research professionals working with them who make an in depth study of the investment
option to take an informed decision.
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Risk Diversification
Diversification reduces risk contained in a portfolio by spreading it. It is about
not putting all your eggs in one basket. As mutual funds have huge corpuses to invest
in, one can be part of a large and well-diversified portfolio with very little investment.
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Convenience
With features like dematerialized account statements, easy subscription and redemption
processes, availability of NAVs and performance details through journals, newspapers
and updates and lot more; Mutual funds are sure a convenient way of investing.
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Liquidity
One of the greatest advantages of Mutual funds investment is liquidity. Open-ended
funds provide option to redeem on demand, which is extremely beneficial especially
during rising or falling Markets.
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Reduction in Costs
Mutual funds have a pool of money that they have to invest. So they are often involved
in buying and selling of large amounts of securities that will cost much lower than
when you invest on your own
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Tax Advantages
Investment in mutual funds also enjoys several tax advantages. Dividends from Mutual
Funds are tax-free in the hands of the investor (This however depends upon changes
in Finance Act). Also Capital Gain accrued from Mutual Fund investment for a period
of over one year is treated as long term capital appreciation and is tax free.
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Other Advantages
Indian Mutual fund industry also presents several other benefits to the investor
like: transparency - as funds have to make full disclosure of investments on a periodic
basis, flexibility in terms of needs based choices, very well regulated by SEBI
with very strict compliance requirements to investor friendly norms.1
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Discover the earnings potential of investing in mutual funds.
To know more on how we can help you invest in mutual funds, you can email us at: info@srishirdicapital.com
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